How to bet on racing without credit or debit card

MAKING a deposit with bookmakers without using a credit card is surprisingly simple and there are many depositing options for punters to use.

The best thing about not using a credit card to bet on Australian racing is that there are no credit card fees and no interest to pay with your credit card provider.

The downside is that many other deposit options aren’t as instantaneous as using a credit card, but these options are saving you money which is vital in the betting game.

The bookmakers listed all have multiple deposit options which we explain further.

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Ways to deposit online with no credit card

If you have online banking and are based in Australia or New Zealand we strongly recommend using POLi to fund your account, you can read more about it down below, but it is instant has no fees and backed by Australia Post. The following are all methods that work at the bookmakers above.


BPay is one of the most popular ways to deposit for non-credit card users.

Australian members can use BPay to deposit funds from their bank account via internet or telephone banking.

All punters need to do is log-in to their respective banking system and follow the prompts which will ask to enter a biller code and a Bpay reference number.

Each bookmaker will provide two different codes which can be found on its website. Any transaction made via Bpay incurs no fees and large deposits are available.

Bank transfer

The concern with bank transfers is how long the money takes to reach your account, but bookmakers have sped up the process for Australian punters. is one of the quickest bookmakers regarding bank transfers. Your first deposit could take up to 48 hours to process, but every subsequent deposit should be in your account within two hours if you’re transferring from the same provider.

Bookmakers will list the details needed to make a deposit via bank transfer and much like using Bpay, there are no fees when you make a deposit.



POLi is an instant online payment option that makes a direct payment from your bank account to the bookmaker.

It’s the fastest way to deposit money into your betting account and there are no fees when using this service.

Australian racing punters love using POLI as it means you can get betting straight away, but there is a maximum transfer amount so this option might not apply to all punting levels.

There is a limit of $10,000 per transaction with most bookmakers, but you can make multiple transactions if you’re wishing to deposit a larger sum.

POLi is also available to New Zealand customers with the likes of


Skrill is an e-wallet which can be funded with online banking or bank transfer.

It acts as an online wallet and funds are processed into your betting account instantly.

To transfer funds, click on Deposit and select Skrill from the list of available payment methods. Enter your deposit amount and click deposit.

Making a Skrill account is easy and some bookmakers also have a Skrill 1-Tap option which means punters don’t have to put in their account details every time they want to make a deposit.

All of the above deposit methods are quick and easy ways to make a deposit with Australian bookmakers if you don’t have, or want to use your credit card.

These options are great ways to avoid those dreaded credit card fees and bookmakers are always improving the depositing experience for punters.

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